IMO, "girl next door" is not really the way to describe Vicky, it's more like "the very attractive woman that lives in the neighborhood" at this point; she's 36 years old...
Also, let's be honest here, absolutely every 40 year old straight male wishes they had a wife who looked as good naked as Vicky does at 36.
She is extremely, extremely rare physically for her age bracket.
That is what is so hot about Vicky, IMO; the fact that at her age she still has (both) the body and the sexual attitude of a 20 year old girl.